Journal
Plain-language guides to Canadian money
Practical reading on life insurance, property coverage, registered accounts and long-term planning, written for people across Canada.
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Financial independence · 3 min
What's your number? Working out financial independence
True financial freedom starts with knowing exactly how much you need invested to make working optional. Here's how to work out your number.
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Registered accounts · 4 min
TFSA or RRSP: which should you fill first in 2026?
The answer turns on one comparison: your tax rate now against your tax rate when you take the money out. Here's how to make it, with the 2026 limits.
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Life insurance · 3 min
How much life insurance do you actually need?
Why "ten times your salary" is only a rough start, and how to work out a number that fits your family.
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Property insurance · 3 min
Earthquake and flood: the gaps in many BC home policies
What standard home, condo and tenant policies often leave out, and the questions to ask before you renew.
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